Tag: money

Saving Money at Christmas Time

Saving

Have you heard of a tontine? This is where you save a little bit of money each week and you get it all back in November. Friends could do this or work could have a scheme running. This is better than simply saving money in your bank account because you will always have access to that. There will always be something that you need and you will dip into it.

You could also join a voucher scheme. You will pay money into a company like Park Vouchers and they will give you a small amount of interest. When November comes, the vouchers will be sent out to you, through the post. Most high street stores will accept the vouchers and you will also get money off coupons so you can get a discount.

Clothing

If you want to save money on Christmas clothes then the simple answer is to … Read the rest

Save Money By Shopping Wholesale

A dollar store supplier is someone who sells products at a wholesale price to dollar and dollar plus stores. These suppliers often times buy their items in bulk at a very reasonable rate and are able to pass their savings on to their customers. Most people are aware that retail stores buy wholesale merchandise, but what they aren’t aware of is that this opportunity is available to the general public as well. You can keep so much extra money in your pocket by purchasing wholesale merchandise yourself directly from a dollar store supplier, and not letting retail stores mark up these items to make a profit from you. Why wouldn’t you choose to order the same premium products you see in the store everyday for a much lower price?

If you do decide to stop paying retail and start buying wholesale merchandise, there are a few things you will want … Read the rest

Save Money On Every Purchase With Cashback Sites

It is quite easy to understand. Cashback sites function like affiliate sites. They team up with retailers to help the product providers market their products and services and to enable customers to get the desired products and services at a discounted price. The cash return customers receive is actually a part of the commission the website receives for its promotional efforts. Cashback sites pay shoppers an online shopping rebate for every purchase made via their site. It is accumulated and returned in the form of cash or credited to the shopper’s bank account. Payments are also made via PayPal or rebated in the form of gift vouchers.

Thus, you shop the same way you do otherwise. The only distinction is that at the end of the day you earn some extra money back. A few websites also offer customers cash rewards for referrals. It might either be a one-time fee … Read the rest

Benefits of Online Clothes Shopping

Convenient shopping

Clothes purchasing from online stores is really very convenient and beneficial. You have to sit in front of the desktop or laptop and search for the desired clothes. If you know the name of a reputed online store, you can directly type the web address or URL to the address bar of your browser. There is no need to trek from one store to another store to buy your desired clothes. Most of the reputed eCommerce websites for clothes are now upgraded to responsive websites. This feature makes the websites accessible through smartphones and tablets. So, online shopping is very easy and convenient today.

Informs product materials

Purchasing of clothes from physical stores is a great headache when you do not know about the quality of the clothes. The high price always does not mean that the quality of the product is good. When you want to purchase … Read the rest

Ways to Save Money While Shopping

The store should be your last resort

Yes, the last thing on your mind should be going to a store for a product. Before you do this, it is important to consider all the other options. You should check whether you can get the product for free. Search for the brand of product online and try as many discounts as possible. Never go for an impulse purchase as it will affect your wallet big time.

Whenever possible try to negotiate

There are some items on which you can’t negotiate. However there are many products and services on which you can bother to negotiate. The catch here is to reduce the asking price as much as possible. There are many stores that are always willing to offer products at extremely lower price provided you negotiate.

Always time your purchase

This means to be patient and time your purchase as much as … Read the rest

Save Money By Shopping Smart

The first step to saving money requires you to be conscious of how much you spend. Thinking whether your purchasing whims are really worth it will force you to make better spending decisions.

One way to being a conscious spender is creating a budget. Your budget can be as simple as a list of your necessary expenses in a fully functional Excel document; it needs to make sense to you. Once you figure out what you spend the most on, you can work to cut back on those expenses.

One common expense that you might find dominates your spread sheet is grocery expenses. Spending money on food can’t be avoided, but buying food in bulk at stores like Sam’s Club or Costco is a way to cut costs. For example, most grocery stores charge $2 or more for two cups of shredded cheese. A large bag of shredded cheese purchased … Read the rest

Save Money on Art Supplies

Buy in bulk

One of the easiest things that you can do is buy in bulk. If the arts and crafts that you indulge in include products that do not perish quickly, it might be a good idea to buy large quantities directly from wholesalers. The drawback of this technique is that you might not be able to buy all the things you need in bulk. However, make a list of things that do not become unusable quickly, so that you can save money on them. For example, you can stock up on fabric elements, buttons, tags, papers and other such products. Some kinds of paints dry up quickly; you might not want to buy in bulk and store them for a long time.

Reduce waste

Be very careful when you use art supplies. Before you begin an art project, plan it out so that you can reduce waste as … Read the rest

Saving Money in a Recession and Still Buying Brand Named Items

Food

Some people think that they have to pay full price because unless food is close to the sell by date, supermarkets won’t lower the price. This is true for most supermarkets. People do have a big choice of supermarkets and some sell the items for cheaper than others, but you are talking about penny savings rather than pound savings.

However, when you go shopping for food, you should be looking for the sale aisle. Every supermarket has them, but sometimes it is just a shelf on an aisle and there is not much on there, but it depends on what time of day that you are going there.

On the sale aisle or shelf, there will be items that have been packaged wrong, or the package is damaged. The supermarket will not put them on the correct shelf with the other items because they won’t sell.

Therefore, they put … Read the rest