Have you heard of a tontine? This is where you save a little bit of money each week and you get it all back in November. Friends could do this or work could have a scheme running. This is better than simply saving money in your bank account because you will always have access to that. There will always be something that you need and you will dip into it.
You could also join a voucher scheme. You will pay money into a company like Park Vouchers and they will give you a small amount of interest. When November comes, the vouchers will be sent out to you, through the post. Most high street stores will accept the vouchers and you will also get money off coupons so you can get a discount.
If you want to save money on Christmas clothes then the simple answer is to … Read the rest